Banking Advice On How To Reduce Or Eliminate Banking Fees

Friday, January 8th, 2016
Banking Advice On How To Reduce Or Eliminate Banking Fees

You need to have various types of financial accounts in order to make sure you’re getting the most out of your money, and positioning yourself optimally for the future. For example, you’ll want to have an IRA to provide you with the ability to take charge of your retirement saving plans. And you’ll need a checking account (and probably a savings account) in order to manage the flow of money both in and out of your various accounts.

Unfortunately, truly free bank accounts are relatively hard to come by, so it’s important to manage the applicable fees carefully....

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Banking Advice On How To Reduce Or Eliminate Banking Fees

Friday, January 8th, 2016
Banking Advice On How To Reduce Or Eliminate Banking Fees

You need to have various types of financial accounts in order to make sure you’re getting the most out of your money, and positioning yourself optimally for the future. For example, you’ll want to have an IRA to provide you with the ability to take charge of your retirement saving plans. And you’ll need a checking account (and probably a savings account) in order to manage the flow of money both in and out of your various accounts.

Unfortunately, truly free bank accounts are relatively hard to come by, so it’s important to manage the applicable fees carefully....

Read More »

Banking Advice on How to Jump Start Your Savings This Year

Friday, January 9th, 2015
Banking Advice on How to Jump Start Your Savings This Year

The start of the new year is a time when many of us look to improve our lives by making resolutions. Along with health-related resolutions, new years goals that relate to personal finances are particularly common. Two of the most important financial goals are to pay down debt and to save more.

The benefits of paying down your debt are immediately apparent, but sometimes the benefits of building up your savings sometimes aren’t clear until a number of years down the road. This means that sometimes personal savings gets neglected.

With that in mind, here are some tips for jump...

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Banking Advice on How to Jump Start Your Savings This Year

Friday, January 9th, 2015
Banking Advice on How to Jump Start Your Savings This Year

The start of the new year is a time when many of us look to improve our lives by making resolutions. Along with health-related resolutions, new years goals that relate to personal finances are particularly common. Two of the most important financial goals are to pay down debt and to save more.

The benefits of paying down your debt are immediately apparent, but sometimes the benefits of building up your savings sometimes aren’t clear until a number of years down the road. This means that sometimes personal savings gets neglected.

With that in mind, here are some tips for jump...

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How to Jump Start your Savings in 2014

Tuesday, December 17th, 2013
How to Jump Start your Savings in 2014

Performing a regular financial audit on yourself and your household from time to time can be quite valuable. Without knowing your current financial situation, or how much progress you’re making toward your long term goals, there’s no way to know if you need to refine your financial strategies.

One key element of your personal financial audit is to evaluate your current savings practices. Unless you have money saved, and have developed good habits for continuing to do so, it will be difficult to maintain any significant measure of financial stability.
While it can be challenging to adjust to a new...

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When Should You Tap Into Your Emergency Savings Account?

Tuesday, May 28th, 2013
When Should You Tap Into Your Emergency Savings Account?If you’re following sound financial advice then you’ve built up a good-sized emergency savings account. And you’ve resisted the temptation to use this fund for splurges like a vacation or a new car. But you may have asked yourself when exactly it makes financial sense to go ahead and tap into that emergency savings account. In general, you should be comfortable using your emergency savings for expenses that fall outside of a well considered budget plan. Even the best planned budgets can be hit with something unexpected. Here are some examples of situations in which it would likely make...

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Banking Advice on How to Jump Start Your Savings in 2013

Monday, December 10th, 2012
Performing a regular financial audit on yourself and your household from time to time can be quite valuable. Without knowing your current financial situation, or how much progress you’re making toward your long term goals, there’s no way to know if you need to refine your financial strategies. One key element of your personal financial audit is to evaluate your current savings practices. Unless you have money saved, and have developed good habits for continuing to do so, it will be difficult to maintain any significant measure of financial stability. While it can be challenging to adjust to a new savings...Read More »

Banking Advice on How to Jump Start Your Savings in 2012

Friday, January 20th, 2012
How to Jump Start Your Savings in 2012If you’re like most people, there’s a good chance you’ll use the start of the new year as an opportunity to turn over a new leaf with respect to some important aspect of your life. Along with losing weight or getting back into shape, many people have the goals of spending less and saving more. But like those other New Year’s resolutions, building up your savings is sometimes easier said than done. Simply wanting to save more is a start, but you’ll need more than good intentions in order to reach your goals. Here is some advice and ideas...

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Banking Advice on How to Jump Start Your Savings in 2012

Tuesday, January 3rd, 2012
How to Jump Start Your Savings in 2012If you’re like most people, there’s a good chance you’ll use the start of the new year as an opportunity to turn over a new leaf with respect to some important aspect of your life. Along with losing weight or getting back into shape, many people have the goals of spending less and saving more. But like those other New Year’s resolutions, building up your savings is sometimes easier said than done. Simply wanting to save more is a start, but you’ll need more than good intentions in order to reach your goals. Here is some advice and ideas...

Read More »

Banking Advice on How to Jump Start Your Savings in 2012

Tuesday, January 3rd, 2012
If you’re like most people, there’s a good chance you’ll use the start of the new year as an opportunity to turn over a new leaf with respect to some important aspect of your life. Along with losing weight or getting back into shape, many people have the goals of spending less and saving more. But like those other New Year’s resolutions, building up your savings is sometimes easier said than done. Simply wanting to save more is a start, but you’ll need more than good intentions in order to reach your goals. While it can be difficult to adjust to...Read More »