When Should You Tap Into Your Emergency Savings Account?
If you’re following sound financial advice then you’ve built up a good-sized emergency savings account. And you’ve resisted the temptation to use this fund for splurges like a vacation or a new car. But you may have asked yourself when exactly it…
New Investments to Consider in 2013
As we begin a new congressional term in 2013, there are sure to be many changes to the financial landscape. Many observers believe that there are likely to be changes to individual tax rates, changes to the availability of certain personal and corporat…
Retirement Planning Advice to Get Your Retirement Back on Track in 2013
While the broad stock markets have performed reasonably well so far in 2012, you still might not be entirely comfortable with your current level of retirement savings, and your overall retirement plan. Perhaps you’re a bit reluctant to fully commit t…
Advice on Making the Most of Your Credit Card in 2013
Many of us start each New Year by making resolutions to improve ourselves. These resolutions often relate to our health or spending time with our famines. Another common type of resolution relates to matters of personal finance. Since credit card debt …
Borrowing Advice Money Saving Strategies for 2013
Everyone wants to save more money, but with all the things we have competing for our attention, it can be difficult to figure out how to get started. Particularly if you’ve already spent a lot of time focusing on how to increase your savings, you may…
Banking Advice on How to Jump Start Your Savings in 2013
Performing a regular financial audit on yourself and your household from time to time can be quite valuable. Without knowing your current financial situation, or how much progress you’re making toward your long term goals, there’s no way to know if…
Advice on How to Manage Your Mortgage
Your home is likely to be the most valuable and important thing you own. Your home provides you with shelter, security and a place to raise your family. When we think of managing a home, we usually think about maintenance and upkeep, cleaning, and making sure the utility bills get paid on time. But it’s […]