Should You Refinance Your Mortgage?

Wednesday, January 14th, 2015
Should You Refinance Your Mortgage

Interest rates are still at extremely low levels, and while that’s bad for savers, individuals looking to borrow money are finding that the costs of doing so continue to be relatively affordable. Loans for new cars and other types of consumer products have certainly become more affordable due to these low interest rate conditions. But there’s perhaps nothing that has received a greater benefit than the home mortgage market.

Low rates on new and refinance home loans continue to be extremely attractive. But the choice of whether or not to refinance your existing mortgage is not necessarily an easy one.

Here...

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Borrowing Money Strategies for 2014

Tuesday, December 31st, 2013
Borrowing Money Strategies for 2014

Everyone wants to save more money, but with all the things we have competing for our attention, it can be difficult to figure out how to get started. Particularly if you’ve already spent a lot of time focusing on how to increase your savings, you may think that you’re currently implementing just about every strategy you know of.

But it’s quite likely you could be doing more, because saving money can come in many different forms. Adding funds to build up your savings and investment accounts is what we usually think of as “saving,” but you can also save money...

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Borrowing Advice Money Saving Strategies for 2013

Tuesday, December 11th, 2012
Borrowing Advice Money Saving Strategies for 2013Everyone wants to save more money, but with all the things we have competing for our attention, it can be difficult to figure out how to get started. Particularly if you’ve already spent a lot of time focusing on how to increase your savings, you may think that you’re currently implementing just about every strategy you know of. But it’s quite likely you could be doing more, because saving money can come in many different forms. Adding funds to build up your savings and investment accounts is what we usually think of as “saving,” but you can also save...

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Borrowing Advice Money Saving Strategies for 2012

Wednesday, May 23rd, 2012
Borrowing Advice Money Saving Strategies for 2012While achieving your financial goals won’t always correspond to precise dates on a calendar, it’s common to use the beginning of each new year as an opportunity to plan major actions relating to your finances and your budget. One big financial step that many people will be taking in 2012 is borrowing money. You might be considering borrowing money in 2012 for any number of reasons; perhaps to purchase a new home (or refinance your mortgage), to buy a new car, for significant home improvement expenses or perhaps to finance or expand your businesses. Below are some borrowing advice...

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Borrowing Advice Money Saving Strategies for 2012

Friday, January 20th, 2012
Borrowing Advice Money Saving Strategies for 2012While achieving your financial goals won’t always correspond to precise dates on a calendar, it’s common to use the beginning of each new year as an opportunity to plan major actions relating to your finances and your budget. One big financial step that many people will be taking in 2012 is borrowing money. You might be considering borrowing money in 2012 for any number of reasons; perhaps to purchase a new home (or refinance your mortgage), to buy a new car, for significant home improvement expenses or perhaps to finance or expand your businesses. Below are some borrowing advice...

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Borrowing Advice Money Saving Strategies for 2012

Monday, December 12th, 2011
Borrowing Advice Money Saving Strategies for 2012While achieving your financial goals won’t always correspond to precise dates on a calendar, it’s common to use the beginning of each new year as an opportunity to plan major actions relating to your finances and your budget. One big financial step that many people will be taking in 2012 is borrowing money. You might be considering borrowing money in 2012 for any number of reasons; perhaps to purchase a new home (or refinance your mortgage), to buy a new car, for significant home improvement expenses or perhaps to finance or expand your businesses. Below are some borrowing advice...

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Borrowing Advice Money Saving Strategies for 2012

Monday, December 12th, 2011
Borrowing Advice Money Saving Strategies for 2012While achieving your financial goals won’t always correspond to precise dates on a calendar, it’s common to use the beginning of each new year as an opportunity to plan major actions relating to your finances and your budget. One big financial step that many people will be taking in 2012 is borrowing money. You might be considering borrowing money in 2012 for any number of reasons; perhaps to purchase a new home (or refinance your mortgage), to buy a new car, for significant home improvement expenses or perhaps to finance or expand your businesses. Below are some borrowing advice...

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How Much Credit is Too Much Credit

Friday, September 23rd, 2011
How Much Credit is Too Much CreditCredit is a good thing – if you ask the experts in the credit industry. Credit card companies begin luring in new customers with the promise that building a credit history will help their financial future. It may be beneficial to have some credit, but there comes a point when the amount of credit hurts more than it helps. Consumers that have a large amount of credit available become a risk to potential lenders. It is important for you to know just how much credit is enough so you avoid reaching the point where you have too much credit. Credit...

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Paying Off Your Debt

Tuesday, January 4th, 2011
paying off your debtCredit can be a wonderful thing. But when it gets out of hand, it can wreak havoc on your finances. This is especially true when it comes to credit cards. Charging up a large balance is bad enough, and by the time you add in fees and high interest rates, the debt can be overwhelming. In a perfect world, everyone would use credit wisely and pay off balances within a month or two. But in reality, cardholders often build up a mountain of debt and fail to realize it until it’s unmanageable. That’s when it’s time to put the plastic...

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