No one is planning on working forever. Some sort of investment, whether it is a retirement fund, real estate or other vehicle, needs to be looked at to finance your life after you retire from the world of work. But, be careful. When investing, many novices fall into traps and lose their money. Here is some advice on how to avoid making investment mistakes. Investing is not the hardest thing in the world, but it does take time and research. Unless you understand what you are investing in, you may want to hold off until you are better informed.

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After historic volatility in 2008 the current investment environment will continue to be strewn with potential challenges. Here are some important things to consider going forward: 1) Review your risk tolerance: Hopefully you have an investment plan, but that doesn’t mean you should let it sit for years without revisiting it. You should review your risk tolerance you’re your financial advisor and be sure your portfolio is allocated properly. Many portfolios have gone out of balance due to the large drop in equity values over the last 18 months. 2) Don’t abandon the investment ship: Market downturns are always filled with...

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